How we protect you
We employ multiple layers of security to keep your money and personal information safe. Here's an in-depth look at how we protect you.
Data Encryption
All data transmitted between your device and our servers is encrypted using TLS 1.3 and AES-256 encryption, the same standards used by governments and financial institutions worldwide.
- 256-bit AES encryption for data at rest
- TLS 1.3 for data in transit
- End-to-end encryption for sensitive operations
- Regular security audits and penetration testing
Multi-Factor Authentication
We require multiple forms of verification to ensure only you can access your account, even if your password is compromised.
- Biometric login (Face ID, Touch ID, Fingerprint)
- SMS and email verification codes
- Hardware security key support
- Trusted device management
Fraud Detection
Our AI-powered systems analyze every transaction in real-time to detect and prevent fraudulent activity before it affects your account.
- Real-time transaction monitoring
- Behavioral analysis and anomaly detection
- Automatic blocking of suspicious transactions
- 24/7 fraud investigation team
Device Security
We monitor the devices you use to access your account and alert you to any unusual login attempts.
- Device fingerprinting and recognition
- Alerts for new device logins
- Remote session termination
- Automatic logout on inactive sessions
Infrastructure Security
Our systems are hosted in world-class data centers with multiple layers of physical and digital security.
- SOC 2 Type II certified data centers
- Geographic redundancy and failover
- DDoS protection and mitigation
- Regular backup and disaster recovery testing
Account Protection
Your deposits are protected by FDIC insurance, and we offer additional protections against unauthorized access.
- FDIC insurance up to $250,000
- Zero liability for unauthorized transactions
- Account freeze and recovery options
- Identity theft protection resources
Questions about security?
Our security team is available 24/7 to answer your questions.
Credit Union works in partnership with Elon Musk. That partnership does not change who safeguards your money or who can see your information.
- Elon Musk has no access to your account, balances, or transaction history.
- Your deposits are held and protected by Credit Union under its own licence.
- Security monitoring and fraud response are operated by Credit Union.